Find out how much income tax is deducted from your Pakistani salary every month under the latest FBR slab rates. Enter your salary components and get an instant breakdown of your annual tax, monthly withholding, and effective tax rate.
Step 1. Enter your monthly basic salary, HRA, conveyance, medical, and other allowances.
Step 2. Add any annual bonus or other annual income (e.g., rental income, freelance income).
Step 3. The calculator annualises all components to determine gross taxable salary.
Step 4. Applies FBR progressive slab rates to compute annual tax liability.
Step 5. Divides annual tax by 12 to give monthly withholding deduction.
With the default inputs loaded in the form, the calculator produces a starting result you can use as a baseline. Change one field at a time to compare a new scenario.
Pakistan's FBR taxes salaried income on a progressive slab system updated each Finance Act. For FY 2025-26, income up to Rs. 600,000 is exempt from tax.
All allowances — including HRA, conveyance, and medical allowances — are fully included in taxable gross salary for salaried persons under current FBR rules. There is no separate exemption for HRA in Pakistan unlike India.
The withholding tax deducted by your employer each month (Section 149) is your advance income tax. If it matches your actual liability, no additional payment is due at filing. If excess was withheld, you receive a refund.
Non-filers pay a 100% additional withholding tax on many transactions. Filing your annual return — even if your income falls below the taxable threshold — places you on the Active Taxpayer List (ATL) and eliminates these surcharges.
For salaried employees, the employer is legally responsible for correct monthly withholding. Submit your salary components to HR accurately to ensure correct calculation and avoid year-end shortfall.
Yes — for salaried individuals all allowances including medical, conveyance, and HRA are included in taxable income under current FBR rules. There is no separate allowance exemption in Pakistan's income tax law.
FBR slab rates for FY 2025-26 (July 2025 – June 2026). Always verify with FBR's official circular as rates can be updated mid-year via Finance (Supplementary) Act.
Filers appear on ATL (Active Taxpayer List) and pay standard withholding rates. Non-filers pay 100% extra withholding on many transactions including property, vehicles, banking, and dividend income. File your return even if you owe no tax.
Limited options for salaried employees: contributions to an approved pension fund (Section 63) can reduce taxable income. Unlike India's 80C, Pakistan does not have a comprehensive investment-based deduction scheme for salaried persons.
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Disclaimer: Results from this calculator are for informational and planning purposes only and do not constitute financial, legal, or professional advice. Always verify important calculations with a qualified professional.
