Loading calculators…
200+ free calculators for finance, loans, mortgage, savings, tax, health, math, and more. No account needed.
12 topic areas · 200+ tools total
Track budgets, cash flow, spending, and net worth with practical money-planning tools.
Compare payment schedules, APR, payoff speed, and refinance options before borrowing.
Estimate home affordability, monthly housing costs, down payments, and refinance tradeoffs.
Plan savings goals, emergency funds, timelines, and recurring contributions with clarity.
Model returns, fees, future value, risk, and portfolio outcomes across common scenarios.
Project retirement income, contribution growth, withdrawal plans, and long-term gaps.
Estimate income tax, deductions, withholding, and tax-related planning scenarios.
Check wellness metrics, fitness targets, body measurements, and daily health benchmarks.
Solve common math problems, formulas, patterns, and classroom-style calculation tasks.
Convert units, measurements, and values quickly across everyday and technical systems.
Support pricing, profit, payroll, runway, and operating decisions for small businesses.
Use practical everyday tools for dates, grades, tips, time, and quick reference tasks.
Free calculators for Pakistan & India — Zakat, FBR tax, WAPDA bill, gold rate, PTA tax, EPF, NPS, PPF, GST, gratuity, SIP, vehicle token tax, freelancer tax, EOBI pension, and more.
Most used tools across all categories
Calculate your exact monthly mortgage principal and interest.
Calculate Body Mass Index from height and weight in metric or imperial units. See BMI score, weight category, and the healthy range for your height.
Calculate your exact monthly loan payment for any principal, APR, and term.
Calculate how any investment grows with compound interest over time.
Estimate federal income tax using progressive bracket math.
Enter your monthly income and key expense categories to instantly see your surplus, deficit, and savings rate.
Calculate gross, operating, or net profit margin as a percentage of revenue.
Calculate what percentage one number is of another or find any percent of a value.
Calculate sustainable annual and monthly retirement income at any withdrawal rate.
Calculate daily calorie needs using the Mifflin-St Jeor equation.
Calculate exact age in years, months, and days from any birth date.
Calculate exact sales tax on any purchase and find the total price including tax.
Full directory, grouped by category
Enter your monthly income and key expense categories to instantly see your surplus, deficit, and savings rate.
Add up your assets and liabilities to calculate your real net worth — the true measure of your financial position.
Calculate your emergency fund target based on monthly expenses and see exactly how much more you need to save.
See your monthly cash flow by comparing income against fixed expenses, variable expenses, and savings allocations.
Calculate how many months it will take to reach your savings goal based on your current balance and monthly contributions.
Calculate how much purchasing power a sum of money loses over time at a given inflation rate.
Calculate your exact monthly loan payment for any principal, APR, and term.
Find the maximum loan amount you can qualify for based on income, existing debts, and standard lender DTI thresholds.
See how much time and interest you save by adding extra payments to any loan.
Compare total interest across current debts versus a consolidated loan.
Calculate the true APR of any personal loan including origination fees.
Generate a complete payment-by-payment amortization schedule.
Calculate your exact monthly mortgage principal and interest.
Find the maximum home price you can realistically afford based on income, existing debts, and DTI limits.
Calculate how much you need for a down payment on any home price.
Calculate monthly PMI cost on any mortgage and see when it ends as equity builds.
Calculate how many months until refinancing savings exceed closing costs.
Estimate total mortgage closing costs from lender fees, title charges, and prepaid escrow deposits.
Calculate exactly how many months to reach any savings target.
Project savings growth with compound interest and regular monthly deposits.
Calculate how a high-yield savings account grows your balance.
Calculate the right size for your rainy-day fund based on monthly expenses and desired coverage.
Find the monthly savings amount needed to fund any trip by a specific departure date.
Project education savings growth toward a tuition goal.
Calculate how any investment grows with compound interest over time.
Project investment growth from a starting balance plus regular monthly contributions.
Calculate target dollar amounts for each asset class in your portfolio.
Calculate your average share cost from periodic purchases at different prices.
Calculate the future value of any lump sum or series of payments at a given return rate.
Find what any future sum is worth in today's dollars using a discount rate.
Calculate total retirement income from portfolio withdrawals, pension, and Social Security.
Project 401(k) balance at retirement with employee contributions, employer match, and compound returns.
Project IRA balance at retirement from current savings and annual contributions.
Calculate monthly pension income from a lump sum using the correct annuity factor formula.
Estimate monthly Social Security benefits based on earnings and claim age.
Calculate the gap between your projected retirement portfolio and the nest egg you actually need.
Estimate federal income tax using progressive bracket math.
Calculate exact sales tax on any purchase and find the total price including tax.
Find which federal tax bracket you fall into and see your tax broken down by bracket.
Calculate self-employment tax using the correct 92.
Estimate capital gains tax on any investment sale.
Calculate VAT on any net price at any rate.
Calculate Body Mass Index from height and weight in metric or imperial units. See BMI score, weight category, and the healthy range for your height.
Estimate body fat percentage using the Navy measurement method and BMI-based formula.
Calculate daily calorie needs using the Mifflin-St Jeor equation.
Calculate Basal Metabolic Rate using the Mifflin-St Jeor formula.
Calculate ideal body weight range by height, sex, and frame size.
Calculate target heart rate zone using the Karvonen formula with resting heart rate.
Calculate what percentage one number is of another or find any percent of a value.
Evaluate scientific expressions using trigonometry, logarithms, and exponents.
Add, subtract, multiply, or divide any two fractions.
Simplify any ratio to its lowest terms using the greatest common factor.
Solve for the missing value in any proportion using cross-multiplication.
Calculate any base raised to any exponent instantly.
Convert any length between metric and imperial units instantly.
Convert any weight between kilograms, grams, pounds, and ounces.
Convert temperatures between Celsius, Fahrenheit, and Kelvin instantly.
Convert any amount between currencies using a live or custom exchange rate.
Convert area between square meters, square feet, acres, and hectares.
Convert volume between liters, milliliters, gallons, and cups.
Calculate gross, operating, or net profit margin as a percentage of revenue.
Calculate markup percentage from cost to selling price.
Calculate break-even revenue and unit volume using contribution margin analysis.
Calculate monthly business loan payments including fees in the effective rate.
Calculate how many months your current cash reserves last at your burn rate.
Calculate the true total cost of an employee including salary, benefits, payroll taxes, and overhead.
Calculate exact age in years, months, and days from any birth date.
Calculate the exact number of days, weeks, and months between any two dates.
Calculate total work hours from start time, end time, break duration, and days worked.
Calculate days, hours, and minutes remaining until any target date or event.
Calculate GPA from course grades and credit hours using the standard weighted average.
Calculate percentage grade from earned marks and possible marks.
Computes 2.5% Zakat on net zakatable wealth using hanafi silver nisab (612.36g). Covers all major asset categories and deducts short-term debts.
Uses FBR FY 2025-26 salaried tax slabs to compute annual tax and breaks it into a monthly withholding amount with effective rate analysis.
Calculates energy charges using NEPRA residential slabs, adds fuel adjustment, GST at 18%, fixed charges, and other levies for a complete bill estimate.
Standard EMI formula applied to Indian loan products. Shows monthly payment, total repayable, and total interest in INR for any loan amount and tenure.
Converts any weight unit to grams, applies karat purity factor, and multiplies by today's Saraf Association rate to give metal value, making charges, total purchase price, and Zakat due.
Applies the statutory gratuity formula (Basic+DA × 15 × years ÷ 26) and checks the Rs. 20 lakh tax-exemption limit under the Payment of Gratuity Act 1972.