Estimate home affordability, monthly housing costs, down payments, and refinance tradeoffs.
17 free calculators · No sign-up required
Calculate your exact monthly mortgage principal and interest.
Find the maximum home price you can realistically afford based on income, existing debts, and DTI limits.
Calculate how much you need for a down payment on any home price.
Calculate your exact monthly mortgage principal and interest.
Find the maximum home price you can realistically afford based on income, existing debts, and DTI limits.
Calculate how much you need for a down payment on any home price.
Calculate monthly PMI cost on any mortgage and see when it ends as equity builds.
Calculate how many months until refinancing savings exceed closing costs.
Estimate total mortgage closing costs from lender fees, title charges, and prepaid escrow deposits.
Generate a full mortgage amortization schedule with optional extra principal payments.
Compare the true long-term cost of renting versus buying a home.
Estimate annual property tax from assessed value, mill rate, and exemptions.
Calculate total HOA cost including monthly dues, special assessments, and reserve contributions.
Calculate your monthly escrow payment from property taxes, insurance, and required reserves.
See how extra principal payments shorten your mortgage and reduce total interest.
Compare fixed-rate versus ARM mortgage payments and total costs.
Calculate if buying mortgage discount points is worthwhile.
Calculate your current home equity and available borrowable amount.
Calculate your new mortgage payment after a large lump-sum principal payment.
Find a safe home purchase budget for first-time buyers based on income, debts, and required cash reserves.
Browse all tools on the CalcAdvisor homepage.
