Free calculators for Pakistan & India — Zakat, FBR tax, WAPDA bill, gold rate, PTA tax, EPF, NPS, PPF, GST, gratuity, SIP, vehicle token tax, freelancer tax, EOBI pension, and more.
20 free calculators · No sign-up required
Computes 2.5% Zakat on net zakatable wealth using hanafi silver nisab (612.36g). Covers all major asset categories and deducts short-term debts.
Uses FBR FY 2025-26 salaried tax slabs to compute annual tax and breaks it into a monthly withholding amount with effective rate analysis.
Calculates energy charges using NEPRA residential slabs, adds fuel adjustment, GST at 18%, fixed charges, and other levies for a complete bill estimate.
Standard EMI formula applied to Indian loan products. Shows monthly payment, total repayable, and total interest in INR for any loan amount and tenure.
Converts any weight unit to grams, applies karat purity factor, and multiplies by today's Saraf Association rate to give metal value, making charges, total purchase price, and Zakat due.
Applies the statutory gratuity formula (Basic+DA × 15 × years ÷ 26) and checks the Rs. 20 lakh tax-exemption limit under the Payment of Gratuity Act 1972.
Calculates PTA phone registration tax using USD value brackets for regulatory duty, adds 18% sales tax and 1% (filer) or 2% (non-filer) AIT for total registration cost.
Projects EPF corpus using compound interest on current balance plus future contributions with salary growth. Compares against retirement income needs and shows the gap.
Uses vehicle-specific base mileage adjusted for driving conditions and trip type to compute fuel needed and total cost including tolls and extra charges per person.
Computes standard and step-up SIP future value, adds existing corpus growth, and adjusts for inflation to show real purchasing power at end of investment period.
Applies provincial token tax brackets by engine CC with age surcharge for vehicles over 10 years, 50% EV discount, and 100% non-filer surcharge for Punjab.
Computes FY 2025-26 income tax under both regimes simultaneously. New regime has 87A rebate for taxable income up to Rs.12 lakh (zero tax up to Rs.12.75 lakh gross). Old regime applies all deductions.
Calculates federal GST at 17% or provincial services tax for any Pakistani province in both tax-exclusive (add-on) and tax-inclusive (back-calculation) modes.
Calculates India GST in any slab with equal CGST and SGST split. Supports both add-on and reverse calculation modes for business and consumer use.
Applies FBR business income slabs to net freelance income. IT exports via banking channel qualify for 1% final WHT (lower than slab rates). Shows quarterly advance tax amounts.
Computes PPF maturity value at 7.1% annual compounded interest for 15-year maturity with optional extension projections. Shows interest earned and effective annual return.
Calculates monthly EOBI contributions for employer and employee and projects pension at retirement age using current EOBI minimum pension of Rs.10,000/month.
Projects NPS corpus using expected returns on equity-debt mix. Calculates lump sum (60%) and annuity (40%) split at retirement, converts annuity to monthly pension estimate.
Computes RD maturity value using standard bank RD formula with quarterly compounding. Shows total interest and TDS on interest above Rs.40,000 threshold.
Projects SSY maturity value at 21 years from account opening at 8.2% annual compounding. Accounts for 15-year contribution period and shows 50% partial withdrawal eligibility at age 18.
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