Calculate the value of your gold jewellery or bullion in Pakistani Rupees. Supports tola (Pakistani standard), grams, and troy ounce. Covers all karat purities with making charges and Zakat calculation.
Step 1. Enter the weight of gold and select your weight unit — tola, grams, or troy ounce.
Step 2. Select the purity (karat) of your gold — 22K for standard Pakistani jewellery, 24K for bullion and coins.
Step 3. Enter today's gold rate per tola (24K) from goldrateinpakistan.com or the Saraf Association announcement.
Step 4. If buying jewellery, enter the jeweller's making charge percentage to see total purchase price.
Step 5. Review the metal value, rate per gram, making charges, and Zakat due at 2.5%.
With the default inputs loaded in the form, the calculator produces a starting result you can use as a baseline. Change one field at a time to compare a new scenario.
Gold in Pakistan is not simply a commodity — it is woven into the social, religious, and financial fabric of the country. It is the material of wedding sets, the instrument of Mehr in Islamic marriage, the savings vehicle of millions of rural families, and the annual Zakat obligation that must be precisely valued.
The tola is the defining unit of gold in Pakistan and most of South Asia, inherited from the British Indian monetary system. One tola equals exactly 11.6638 grams. Saraf associations in Karachi, Lahore, and Peshawar announce the daily gold rate per tola for 24-karat gold.
Almost all jewellery sold in Pakistan is 22-karat gold, marked 916 representing 91.6% gold purity. When calculating metal value of a 22K piece, multiply the 24K rate per gram by 0.9167.
Making charges (ujrat) are the most significant variable cost. For simple bangles: 8-12% of metal value. For hand-crafted pieces with intricate work: up to 40%. These charges are not recoverable when selling gold back to a jeweller.
One tola equals exactly 11.6638 grams. This is internationally standardized and used universally by Pakistani and Indian gold traders. To convert tola to grams: multiply by 11.6638. To convert grams to tola: divide by 11.6638.
24K gold is 99.9% pure — too soft for jewellery, used for coins and bars. 22K gold is 91.67% pure — the remaining 8.33% is copper/silver for hardness. Almost all jewellery in Pakistan is 22K. When calculating value, multiply 24K rate per gram by 0.9167 for 22K metal value.
Jewellers buy at the market rate minus a margin (typically 2-5%) to profit on resale. For plain 22K gold, expect 95-98% of metal value. For jewellery with making charges, the jeweller pays only for the metal — making charges are not recoverable.
The most reliable sources are goldrateinpakistan.com, the Saraf Association Karachi's daily announcement, and major financial news sites (Geo, ARY, Dawn Business). Rates are set on working days and remain fixed during market hours.
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Disclaimer: Results from this calculator are for informational and planning purposes only and do not constitute financial, legal, or professional advice. Always verify important calculations with a qualified professional.
