Find out how much your monthly SIP investment will grow over time with the power of compounding.
AI Advisor
Enter your values above to get personalized AI insights
Step 1. Enter monthly SIP amount and expected annual return
Step 2. Set investment duration in years
Step 3. Optionally add annual step-up % and existing corpus
Step 4. Calculator projects maturity value and inflation-adjusted real value
With the default inputs loaded in the form, the calculator produces a starting result you can use as a baseline. Change one field at a time to compare a new scenario.
A Systematic Investment Plan (SIP) lets investors contribute a fixed amount monthly into a mutual fund scheme.
Compounding works powerfully over long periods — even modest returns of 12% p.a. can multiply wealth 5–10x over 15–20 years.
Step-up SIP increases the monthly contribution annually, significantly boosting the final corpus.
Indian large-cap equity mutual funds have historically delivered 10–13% CAGR over 10+ year periods, though past returns don't guarantee future results.
A step-up SIP automatically increases your monthly contribution by a fixed percentage each year, helping you invest more as your income grows.
Disclaimer: Results from this calculator are for informational and planning purposes only and do not constitute financial, legal, or professional advice. Always verify important calculations with a qualified professional.
